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Family budgeting

A budget shared is a budget that survives. The Our Konomy family model is small on purpose: four roles, one-time invitations, and months and funds that everyone in the family works in together.

Why share the budget

Because household money is not one person's money — and keeping two books about it is how families drift apart.

Four roles

Each seat in the family does a different job. That is what makes sharing work without everyone being the boss.

Owner

Created the family; manages members and invitations. The budget answers to this seat — and there is exactly one of them.

Admin

Runs the budget with the owner: articles, funds, the close. The spouse, the co-signer, the one who does the books.

Member

Records their own spending and reads the shared budget. Lives in the month, does not run it.

Viewer

Sees everything, changes nothing. For the person who wants to know where the money went.

What is shared

The months

Drafts, open months, closes — the whole ledger belongs to the family, not to one phone. Everyone works in the same months.

The funds

Savings with a name are the family's too: the vacation fund, the repair fund. Contributions come from any member; withdrawals are deliberate moves.

The history

Closed months are shared history: immutable for everyone, readable by everyone, identical on every device. No one's phone holds the real record — the family does.

How people join

Invitations are one-time codes tied to a person and a role — never a shared password. When someone leaves, you revoke the access; the budget stays exactly as it was. Deliberate in, deliberate out.

Start your family today

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