One budget, several people
Invite the people you share money with. Everyone works in the same months, the same funds, the same numbers — there is no second book to keep in sync, because there is only one book.
How it works
One month, three states. No jargon: here is exactly how a budget moves through Our Konomy — from the draft you plan, to the open month you live in, to the closed month that becomes history.
The life of a month
Every month in Our Konomy is in one of three states, and the state decides what you can do with it.
Draft — plan it
A draft month is a plan, not a record. Set your income, your articles, your amounts — before anything is spent. Nothing in a draft touches real data, so you can change everything until it feels right.
Open — live in it
An open month is your working spreadsheet: every income, expense, transfer and adjustment you add lands here. While a month is open, anything you entered by hand can still be edited or deleted — the record stays yours to correct.
Closed — history
Closing settles every envelope, computes the carry-over into the next month, and locks the record. Closed months are immutable: they are the truth your family's history is built on, and nothing you do later changes them.
Sharing, on your terms
A household budget is not a private diary. Our Konomy is built for the people you live with — and it keeps the power where it belongs.
Roles fit real households
Owner, admin, member or viewer: your partner may run the whole thing, a roommate may just record their own spending, and a guest can look at the numbers without touching a cent.
Invitations are deliberate
People get in through a one-time invitation tied to a role — never a shared password. If someone leaves, you revoke the access, and the budget stays exactly as it was.
Receipts, scanned in
Paper receipts stop being a chore when the pipeline is this short: photograph, review, confirm.
Photograph it
Point your camera at the receipt. That is the entire first step.
Review every line
The engine reads amounts, dates and line items into a structured draft. You see every line before anything is saved — and you can edit any of them.
Confirm, and it's budgeted
Nothing enters your budget until you confirm. The confirmed receipt becomes a normal expense in the open month — recorded, clean, and part of the close.
Keep going
Zero-based budgeting sounds like a course. It is really a handful of ideas you can hold in your head. These guides cover each one — plainly, with real numbers you can follow.